Patents

Patents

moQom has been granted Worldwide Patents based on Cardholder Positioning Systems and Methods for Fraud Prevention, including Mobile Phone SIM TakeOver Protection and SMS alerting. Some of our patented inventions allow a bank to confirm a Credit or Debit card transaction using a mobile phone. For example, if the bank sends a transaction alert to the customer using SMS asking the customer to confirm the transaction by replying to the SMS.

What makes moQom unique is that it has patented the processes and systems that are game changing in the area of extracting data from the mobile network operators in a method that meets the requirements of  the Data Protection Commissioner. Our solutions meet the requirements of the recommendations for the security of mobile payments as released by the European Union and are future proofed through our knowledge of the core mobile networks.

Please see a sample table of our patents below. Enquiries about licensing can be made through our office as shown in the Contact Us section of the website.

Electronic Transaction Fraud Prevention Ireland S2008/0977
Electronic Transaction Fraud Prevention Australia 2009325912
Electronic Transaction Fraud Prevention Canada 2,745,953
Electronic Transaction Fraud Prevention Europe 09799425.5
Electronic Transaction Fraud Prevention Israel 213485
Electronic Transaction Fraud Prevention New Zealand 593984
Electronic Transaction Fraud Prevention Singapore 201104202-5
Electronic Transaction Fraud Prevention United States 13/133,820
Electronic Transaction Fraud Prevention South Africa 2011/04926
Merchant Alert System and Method for Fraud Prevention Australia 2010215100
Merchant Alert System and Method for Fraud Prevention Canada 2,752,875
Merchant Alert System and Method for Fraud Prevention Europe 10714482.6
Merchant Alert System and Method for Fraud Prevention Israel 214748
Merchant Alert System and Method for Fraud Prevention Singapore 201105995-3
Merchant Alert System and Method for Fraud Prevention United States 13/202,525
Merchant Alert System and Method for Fraud Prevention South Africa 2011/06683
Merchant Alert System and Method for Fraud Prevention Europe 11752495.9
Cardholder Positioning System and Method Ireland S2011/0326
Cardholder Positioning System and Method United States 13/811,551
Cardholder Positioning System and Method Ireland S2011/0326
Mobile Phone SIM Takeover Protection Ireland S2011/0326